There are a lot of people that think just because they have a credit card that they have money to spend and that is not the case. You may charge something to your card, but by the end of the month you need to pay your bill to that company. If you do not, your credit really does end up suffering and you eventually will have to use one of the many secured cards. They offer individuals a chance to rebuild their credit, especially the ones that have had problems paying things. They also will show you that if you use the credit card wisely, you can repair your credit and get it back to the good standing that it was at before you ended up having to use one of the secured credit cards.
Do not stress out, though. Everyone does it and you know no one will know that you are carrying a secured credit card, unless you tell them, because they work just like any other credit card out there. The only difference is the fact that you can not go over a certain amount on the card. So if you are one of the people that are worried that people are going to judge you because you have a secured credit card, there is nothing to stress about because they will not know.
Just remember to use your card wisely when you are making purchases throughout the month. That way you can pay them off. You will be better off that way because it will actually rebuild your credit and then you will end up getting more credit card offers from regular creditors other than the secured credit card companies. Plus, the APR will be a lot lower than if you were to have poor credit .